CITI

Back in April, I wrote that Citigroup must have been mismanaged for quite awhile when they announced 17,000 job cuts. Doesn't look like that did the trick. The stock has plummeted since then. Of course the company can mask their ineptitude and blame it on the credit crisis. But is it really the credit crisis? Or might it have something to do with how they treat their employees? Time will tell.